“Charlotte’s Mortgage Price Leader”

Toll Free - 800-404-4999
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Expertise & Service:

"Coastal is in business to bring the widest menu of mortgage products at the most competitive price to our marketplace."

Let us show you the power of that statement!



4.50%
30 year fixed Conforming

4.63% APR over 360

3.50%
5/1 ARM

3.45% APR over 360

3.875%
15 year fixed

3.99% APR over 360

4.50%
30 year fixed FHA

4.685% APR over 360

 

 

"We are in business to bring to our clients a wide range of programs at the most competitive interest rates available."

That is our philosophy. 

We exist to do one thing.  We make mortgage loans to qualified borrowers.  That's it.  After nearly twenty-five years originating and closing over $12 billion in mortgage loans in our regional market, we have developed the experience, the infrastructure, the products, and the pricing to be a leading force in our industry.  And, we have developed a better way of delivering our power and expertise to you.

Coastal Mortgage Services is one of the largest independent mortgage banker/brokers in the Southeast, the largest in the Carolinas.    We are both a Fannie Mae (Federal National Mortgage Association) Seller/Servicer and a Freddie Mac (Federal Home Loan Mortgage Corporation) Seller/Servicer.    These designations are only given to companies that have exhibited not only substantial financial strength, but industry experience and expertise as well.    We are also a HUD Approved lender for both FHA (Federal Housing Administration) and VA (Veterans Administration) loans.  A member of the BBB since 1986, we also display the Better Business Bureau Reliability Seal that signifies our commitment to the values represented by the BBB.    With the power and innovation of the Internet, we can now offer our mission plan and philosophy and our vast array of loan programs to a wider market.    By streamlining our operations through better applications of technology, we stand ready to deliver to you the most competitively priced products and superior customer service to make the often-complex process of mortgages easier for you, the consumer.    Our long experience in mortgage lending combined with our technological tools gives Coastal Mortgage a competitive edge over other lenders.   

 

 

 

It may be time to refinance
- If your adjustable rate mortgage is about   to adjust.

- Your current interest rate is higher than
   today’s rate.

We have helped many different types of people with many different needs.

Together, we can discuss your situation and determine if now is the right time for YOU to refinance.

 

Your Mortgage Shopping Strategies

- Know what program you're
   looking for.

- Choose your target interest rate.

- Know the true cost of the loan
  (Rate + Fees = True Cost).

- Know the lender's lock-in periods
   and policies

- Prepare an "Apples-to-Apples"    Lender/Loan Comparison Chart

read more

 

 

 

client
Client
Comments:

"I wanted to take a moment to thank you for your company's professionalism, thoroughness, and "going the extra mile" attitude your people have demonstrated.  Coastal kept me well-informed and my expectations for a smooth experience were exceeded."
- R. Williams, Charlotte

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Our advantages make Coastal Mortgage the best choice for your next mortgage.

Coastal is a direct lender, a mortgage
    bank with control over the entire     process from mortgage origination, to     mortgage underwriting to the closing of     your Coastal Mortgage loan.

Our loan originators are well-seasoned
    and experienced.

We offer the widest menu of mortgage     products and the most competitive     mortgage rates.

There are no hidden lender fees, no     surprises at closing.

Loan approvals are fast.

Home Mortgage loans for purchase &     refinance.

Our online tools can educate you while     you apply online securely.

Call us today for Charlotte mortgage     loans, Rock Hill mortgage mortgage     loans, Cary-Raleigh mortgage loans,     and Lake Norman mortgage loans.

 

 

 

 

 

 
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